For brains that hate budgets

One number a day. That's your whole budget.

OkaySpend tells you how much you can safely spend today, after rent, bills and savings. Tap − when you spend. Miss a few days? Type your balance and you're back on track in 10 seconds.

✓ 14 days free at launch ✓ No bank login, ever ✓ iPhone first

Why you quit every budget app

It's not you. Budget apps want you to become an accountant.

TOO MUCH

Categories, envelopes, rules

Ten decisions before you've even bought a coffee. Setup alone takes an evening.

TOO FRAGILE

Bank sync that breaks

One failed connection and the numbers are wrong. Then you stop trusting them.

TOO HARSH

Red numbers and guilt

Miss a week and the app punishes you for it. So you just stop opening it.

Try it right here

Live a few days with $530 until payday.

Tap a moment. Watch the phone up top, and the widget, react the way the app will.

Start anywhere. Nothing you do here is saved.

How it works

Set up in 90 seconds. Rough numbers are fine.

Tell it your payday

How often you're paid, about how much, and the big bills: rent, phone, subscriptions.

Get today's number

Bills and savings come off first. What's left is split evenly until your next payday.

Tap − when you spend

An amount and an optional note, from the app or your home screen. Forgot? Just type your balance.

Built for real life

The messy days are the whole point.

The big grocery shop

Anything bigger than a day's number spreads itself until payday. No setup, no "envelopes".

−$21a day, not −$150 today

You forgot for a week

Type what your bank app shows. Anything you didn't log is counted for you, and the number is true again.

10 secto catch up

Something bigger than you have

Laptop on a credit card? It becomes a bill over the next paychecks, instead of zeroing your whole week.

3 × $300set aside

Payday

See what you actually kept from the last paycheck, then start fresh. That's the number that adds up.

$146kept last paycheck

Home screen & lock screen

Your number, without opening the app.

Glance at it on your lock screen. Tap − on the widget and a tiny sheet pops up: type the amount, done.

Our promises

Calm by design. Honest by default.

No bank login

We never ask for it. Nothing to break, nothing to leak.

No guilt, no streaks

No red numbers. Missing days is normal and fixed in seconds.

Your data is yours

Export everything, free, forever. No ads, no selling data.

Fair trial

14 days free, no card. We remind you before it ends.

Planned pricing

Less than one takeout coffee a month.

Nothing is charged now. Reserve a plan and we'll hold the founding price for you.

Monthly

$4.99 /mo

Cancel any time in two taps.

Reserve monthly
Founding member

Yearly

$24.99 first year

Then $29.99 a year. Only for people on the waitlist.

Reserve founding price

Yearly

$29.99 /yr

About $2.50 a month.

Reserve yearly

Questions

Do I need ADHD to use it?

No. It's designed with ADHD brains in mind, so it's simple and forgiving, but it works for anyone who has quit budget apps before. It's a money tool, not a medical one.

Why no bank connection?

Bank sync is the #1 thing that breaks in budget apps, and many people don't want to hand over their login. Instead, you tap − when you spend, or type your balance every few days. Either way, your number stays true.

What if I forget to log for a week?

That's expected. Type the balance from your bank app and OkaySpend counts the difference for you. No backfilling, no guilt.

Do I need to sort spending into categories?

No. Just an amount and, if you like, a short note. That's it.

Is my data safe?

Your data is tied to your account (Apple, Google or email) and synced so it's never lost with a phone. We don't sell data or show ads, and you can export or delete everything at any time.

When does it launch? Android?

iPhone first. The waitlist gets early access and the founding price. Android comes after the iPhone version is solid.

Be okay with your money, one day at a time.

Join the waitlist for early access and the founding price.

You're on the list.

Two quick questions so we build the right thing first (optional):

How do you handle money today?
At launch, which would you pick?